Spending – trevorhammond.com

90 Days to Better: Are You Focused On Revenue Or Expenses?

Jun 21, 2022

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in Balance, Business, Career, Customer Service, Fulfillment, Knowledge, Leadership, Learning, mindset, Money, Priority Management, Sales, Savings, Spending, Team Building

Are You Focused On Revenue Or Expenses? So many people are way too focused on cutting expenses – whether that be at corporate or individual levels. Remember, if you subtract expenses from revenue, you can find the actual profit. Don’t get me wrong, it is important to watch our overhead costs and expenses. However, I…

90 Days to Better: The Second Concept to Borrowing Smart

May 17, 2022

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Trevor Hammond

in Balance, Business, Career, Commitment, Customer Service, Freedom, Fulfillment, Knowledge, Leadership, Learning, mindset, Money, Priority Management, Sales, Savings, Spending

The Second Concept to Borrowing Smart This series is based on fiscal literacy as it is the center point of everything we do to impact the lives of our clients. We help educate home owners and home buyers to be more successful with their money by working together to find the client’s own way of…

90 Days to Better: We Must Do More

Apr 13, 2022

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Trevor Hammond

in Business, Career, Commitment, Customer Service, Freedom, Fulfillment, Knowledge, Leadership, Learning, Money, Priority Management, Sales, Savings, Spending, Team Building, Time

We Must Do More. As mortgage professionals, we must do more to help our clients build safer, stronger financial futures. There is a tremendous lack of fiscal literacy for families across the country, and we have the opportunity to put them on a better path forward and help them increase their wealth for generations to…

‘Lunch Money’ – Monthly Training & Education to Help My Team Increase Their Fiscal Literacy & Confidence

Oct 29, 2021

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Trevor Hammond

in Business, Career, Freedom, Knowledge, Leadership, Learning, Money, Priority Management, Savings, Spending, Team Building

This month I launched ‘Lunch Money’, a monthly training and education to help my team increase their fiscal literacy and feel more confidence around money as they build a path for a successful financial future! This has been a passion of mine for many years, and acted as the foundation for a successful mortgage career…

Dear Loan Officer: How are you planning to invest in your top clients in 2021?

Oct 29, 2020

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Trevor Hammond

in Balance, Business, Career, Commitment, Customer Service, Family, Freedom, Fulfillment, Knowledge, Leadership, Learning, Marketing, mindset, Money, Priority Management, Sales, Savings, Spending, Team Building, Time

Dear Loan Officer, Good afternoon! I wanted to share a video with you all, that I shared with my coaching clients this past Tuesday. We’ve all been collectively drinking from the fire hydrant (so to speak) with opportunity. Some of you have been sharing that you’re feeling business slow down a little bit, which is…

Dear Loan Officer: How to Budget on a Variable Income (And Not Lose Your Mind!)

May 12, 2020

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Trevor Hammond

in Balance, Business, Career, Freedom, Knowledge, Learning, Money, Priority Management, Savings, Spending, Uncategorized

Dear Loan Officer, We all have a lot of competing financial responsibilities. As a loan officer, how can you accurately budget when you don’t know to a T how much you will make in a given month? In my below breakdown, I share a simple “3 Bucket” budgeting concept for understanding how to allocate your funds…

The Cash Flow Priority Model

May 9, 2018

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Trevor Hammond

in Money, Spending

I recently had the opportunity to share a key concept I teach my clients. Here I discuss the Cash Flow Priority Model. It is a simple, but very effective model we give to our clients that helps them long after the mortgage closes and they’ve moved into their new home.